There are mainly 4 types of Life Insurance products in Singapore.
Term Insurance
For protection needs with no accumulation of cash value
Whole-Life Insurance
Mainly for protection needs with accumulation of cash value
Endowment Insurance
Mainly for savings needs with accumulation of cash value
Investment-Linked Insurance
Accumulation of cash value through investments. Whether it is for protection or investment needs depends on the specific policy.
Riders can usually be added on to these four main types of insurance products to make the coverage more comprehensive.
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