Wednesday, August 11, 2010

Common Definition for Critical Illness Insurance - Stroke

Definition of stroke for critical illness insurance claims in Singapore.

A cerebrovascular incident including infarction of brain tissue, cerebral and subarachnoid haemorrhage, cerebral embolism and cerebral thrombosis. This diagnosis must be supported by all of the following conditions:

  • Evidence of permanent neurological damage confirmed by a neurologist at least 6 weeks after the event; and
  • Findings on Magnetic Resonance Imaging, Computerised Tomography, or other reliable imaging techniques consistent with the diagnosis of a new stroke.
The following are excluded:
  • Transient Ischaemic Attachs;
  • Brain damage due to an accident or injury, infection, vasculitis, and inflammatory disease;
  • Vascular disease affecting the eye or optic nerve; and
  • Ischaemic disorders of the vestibular system.

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